Medicare and other coverage, explained simply and checked at the source
Start with Medicare Advantage, Medicare Supplement or Part D, or pick another kind of coverage. Each one is explained in plain words, with the official site where you can check it.
We do not offer every plan available in your area. Currently we represent 14 organizations which offer 52 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day/7 days a week
Jeannie Pond, Licensed Insurance Agent, NPN 8940178, licensed since 2009
I explain eight kinds of coverage: Medicare Advantage, Medicare Supplement and Part D drug plans; health insurance before Medicare; life, final expense and long-term care insurance; and dental, vision and hearing coverage, plus a guide to annuities. Each one comes with the official site where you can check the details. I'm Jeannie Pond, Licensed Insurance Agent, NPN 8940178, and you can look up each of my licenses on the state's own register.
Medicare: Advantage, Supplement and Part D
These are the Medicare choices you make at 65 and can change again each fall. For plan details, you can check Medicare.gov yourself.
Medicare Advantage
The tradeoffs in networks, costs and extra benefits, and how to check a plan against your doctors and prescriptions.
Check it on Medicare.gov
Medicare Supplement (Medigap)
How a Medigap policy helps pay your share of costs in Original Medicare, what the standardized plan letters mean, and your six-month Medigap Open Enrollment Period.
Check it on Medicare.gov
Part D drug coverage
How a Medicare drug plan works on its own or inside a Medicare Advantage plan, and how to check your prescriptions against a plan's list of covered drugs.
Check it on Medicare.gov
Before Medicare: health insurance under 65
If you're under 65 and don't have coverage through work: maybe you're leaving a job, retiring early or covering a spouse who isn't on Medicare yet.
Health insurance before Medicare
How Marketplace savings are based on your household income estimate, and when you can sign up to carry you until Medicare starts.
Check it on HealthCare.govLife, final expense and long-term care
Planning for later in life is a separate conversation from Medicare. The facts here come straight from state regulators and federal agencies.
Life insurance
Term or permanent: how long each is designed to last, and what your premium depends on.
Check it on Florida Department of Financial Services
Final expense insurance
Final expense (burial) insurance is usually a small whole life policy. How it works, and what Social Security pays at death.
Check it on state insurance regulators and SSA.gov
Long-term care insurance
What a long-term care policy pays for, and the long-term care Medicare doesn't pay for.
Check it on Medicare.gov and ACL.gov
Weighing an annuity at retirement? Annuities, explained walks through how an annuity works, using Investor.gov and the Florida Department of Financial Services. Annuities are one of the kinds of coverage I sell.
Dental, vision and hearing
Original Medicare doesn't cover most dental care, eye exams for prescription eyeglasses or hearing aids.
Dental, vision and hearing coverage
Two ways to add it: a separate policy, or a Medicare Advantage plan that includes it.
Check it on Medicare.govWhat I'm licensed for, state by state
Each row comes straight from that state's license register, as of October 1, 2026.
| State | License | Lines of insurance | Good through |
|---|---|---|---|
| Florida | W272782 | Resident license | Valid when checked |
| Georgia | 2669678 | Non-resident agent: life; accident and sickness | May 31, 2027 |
| Indiana | 4017600 | Non-resident producer: accident and health | May 31, 2027 |
| Texas | 1617709 | General lines agent: life, accident, health and HMO | May 31, 2028 |
| Virginia | 1447142 | Producer: health | May 31, 2027 |
| Washington | 1346341 | Insurance producer: life and disability | May 31, 2027 |
Vista Consultants LLC dba Vista Insurance Services holds Florida insurance agency license L135539 (agency NPN 22164003), issued March 19, 2026, with Jeannie Pond as agent in charge.
Want to check a number yourself? My about page shows how to look each one up on its state search.
We do not offer every plan available in your area. Currently we represent 14 organizations which offer 52 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day/7 days a week
Two things to know before you call
Not every plan in your area
I don't offer every plan available in your area, and the statement next to each button on this site says so. For information on all of your options, contact Medicare.gov or 1-800-MEDICARE.
How agents are paid
Medicare Advantage plans pay the agents and brokers who enroll people. Starting with the 2025 contract year, a federal rule limits plans to the compensation amounts it sets (42 CFR 422.2274). My guide to choosing a Medicare agent lists what to ask any agent, me included.
Not sure which coverage fits you?
Leave your name and how to reach you, or call me. Tell me what kind of coverage you're wondering about and I'll start there.
Vista Consultants LLC dba Vista Insurance Services, Florida agency license L135539, agent in charge Jeannie Pond, NPN 8940178
We do not offer every plan available in your area. Currently we represent 14 organizations which offer 52 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day/7 days a week