Dental, vision and hearing with Medicare: what's covered, and the ways to add it

It depends on the care you expect and on what a policy or plan would pay for it. Original Medicare doesn't cover most dental care, eye exams for glasses or hearing aids, so without other coverage you pay those costs yourself. A policy's premium, what it covers and its limits are in the insurer's quote and the policy's own terms, and you check a Medicare Advantage Plan's extra benefits with the plan before you enroll. I'll give you my own answer when you first get in touch. (Source: Medicare.gov, What's not covered and Your health plan options, 2026.)

It depends on where you buy it. Original Medicare doesn't cover most dental care, and Medigap policies generally don't either. Through the Health Insurance Marketplace, in most cases you can't buy a stand-alone dental plan once you have Medicare. Some Medicare Advantage Plans include dental services as an extra benefit. Whether an insurance company will sell you a dental policy outside those, and on what terms, comes down to the insurer's quote and the policy itself. Ask me about your own situation when you first reach me. (Sources: Medicare.gov, Dental services and Learn what Medigap covers, 2026; HealthCare.gov, Medicare and the Marketplace, 2026.)

It depends on the policy or plan. A dental policy's premium is in the insurance company's quote and the policy's own terms. In a Medicare Advantage Plan, premiums and other costs vary by plan and can change each year, and you keep paying your Part B premium. With Original Medicare alone, you pay all costs for most dental services. I'll go over your own situation when you first get in touch. (Source: Medicare.gov, Dental services and What does Medicare cost, 2026.)